Use cases
FAQ
Frequently Asked Questions
What do I need to sign up?
To sign up, your business must be registered as a Persona Moral or Persona Física con Actividad Empresarial, have at least one year of operations registered with the SAT, and have invoiced a minimum of $500,000 MXN in the past year.
What determines my interest rate?
The interest rate is personalized, ranging from 1.7% to 3.4% monthly. It depends on our credit analysis through the platform.
What if my business has no credit history?
No problem at all — we can be your first financial product, building your company's credit history from scratch.
Do I need to visit an office to sign up?
No, the process is fast and 100% online.
Are there penalties for early repayment?
There are no early repayment penalties. You only pay interest for the time the credit was used. Paying early actually helps build a better credit history, which can lead to better interest rates.
Why do you ask for my SAT password when requesting credit?
The SAT password, also known as clave CIEC, gives us read-only access to various SAT applications. With this password, we can access your invoices to speed up the credit risk evaluation process and provide you with a quick response on your approval.
